top of page

Website Cookie & Data Usage Policy

Financial Mind (PTY) LTD

Effective Date: October 2026

Contact Email: admin@financialmind.college

 

1. Purpose and Scope

This policy details how Financial Mind (PTY) LTD (“Financial Mind”, “we”, “us”, or “our”) uses cookies, tracking technologies, and session data across our official website and our 3rd-party Learning Management System (MoodleCloud).

 

This policy operates alongside our Privacy Policy and in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) and the Electronic Communications and Transactions Act 25 of 2002 (ECTA).

 

2. Legal & Regulatory Disclaimer

IMPORTANT NOTICE: All digital platforms, learning management systems, and technical tracking tools maintained by Financial Mind (PTY) LTD exist solely to support educational, professional training, and continuous professional development (CPD) operations.

  1. No Financial Advice: Information delivered through our digital assets or cookies does not constitute legal, tax, investment, or financial advice under the Financial Advisory and Intermediary Services (FAIS) Act 37 of 2002, or as regulated by the Financial Sector Conduct Authority (FSCA).

     

  2. User Discretion: FSPs and learners remain independently responsible for evaluating professional requirements when using our platforms.

     

3. What Are Cookies?

Cookies are small text files placed on your computer, mobile device, or tablet when you visit a website or access our LMS. They allow our systems to recognize your device, maintain active learning sessions, ensure secure user authentication, and optimize site navigation.

 

4. Types of Cookies We Use

A. Essential & Session Cookies (Strictly Necessary)

These cookies are mandatory for the website and MoodleCloud LMS to function. They cannot be disabled in our systems.

 

  • Authentication: Keeps you logged into your MoodleCloud learner profile securely as you move between learning modules.

     

  • Security: Detects unauthorized login attempts, prevents cross-site request forgery (CSRF), and safeguards account security.

     

  • Session State: Remembers assessment progress and active video tracking metrics during an active session.

     

B. Analytical & Performance Cookies

These cookies help us collect aggregated, anonymized data on how learners navigate our website and LMS.

 

  • Usage Trends: Tracks total page views, average time spent on learning modules, and platform error rates.

     

  • Platform Optimization: Identifies slow-loading pages and technical bugs to maintain system uptime and high performance.

     

C. Payment Gateway Integration Tokens

When processing course fees, embedded scripts from our accredited South African payment gateways (Yoco and Peach Payments) deploy temporary, encrypted session tokens.

 

  • Function: Securely relays transaction parameters and prevents fraudulent double-charging.

     

  • Data Security: Financial Mind never sees or stores your full credit card numbers or banking credentials; all payment tokenization is handled off-site on PCI-DSS-compliant gateway servers.

     

5. MoodleCloud LMS Data Storage

Because our educational solutions rely on a 3rd-party hosted MoodleCloud environment, specific functional cookies and local storage tokens are stored on your device to track:

 

  • Course module completion status.

     

  • Embedded quiz/assessment submission timers.

     

  • User preferences (such as display language or video player quality settings).

     

6. Managing & Disabling Cookies

Most web browsers allow you to manage or block cookies through their browser settings. However, please note:

 

  • Disabling Essential / Functional Cookies will prevent you from logging into the MoodleCloud LMS, completing required CPD assessments, or purchasing courses.

     

  • To clear stored cookies, you can access your web browser’s security/privacy settings and clear cache and browsing data for financialmind.college and associated MoodleCloud subdomains.

     

7. Policy Updates and Inquiries

We reserve the right to modify this Cookie Policy to reflect changes in technical infrastructure or legal obligations. For any questions regarding our cookie practices or data usage, please reach out to:

 

bottom of page